I think realistically you need to be more concerned about shorting out a cell when you are salvaging it. Because the negative shell is so close to the positive terminal, the nickel strip can slice through the wrapper and contact both at the time. I've had this happen a couple of times.
Once was fairly scary as it happened when the laptop pack was still 60% unopened. I still don't know what happened, but in less than a second one cell super-heated, melted through the battery pack AND the glove I was wearing. Left me a nice charred burn on my palm. Adrenaline helped me get that pack ripped apart and all cells separated in about 5 seconds so I could find and break the short. Even so, that cell and 2 others heated enough to blow their seals and leak.
Those cells now sit on my bench as a reminder to take my time and pay attention.
Charging/discharging I've had a few get hot, but nothing even close to the short.
Eric